Retirement Answer Man

There are so many questions that come with retirement which is why I focus on answering questions from listeners like you. As you listen to these questions and their answers consider how they fit into your ultimate objective. Listen in to learn why intent matters.

In this episode, we’ll explore how to frame retirement questions around your intent, answer listener questions, and in the Bring It On segment you’ll hear a tip about how to rebalance your emotions during stressful conversations.

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

LISTENER QUESTIONS

  • [4:12] How to use your 5-year cushion
  • [11:32] Does having a civil judgment against me apply to my accounts in other states?
  • [15:55] Bret wants to know more about how to maximize his accumulation stage
  • [19:35] How to reverse a decision to claim Social Security 
  • [22:05] Examples of simplifying a portfolio by using ETFs or other all-in-one funds
  • [26:38] How to diversify an overfunded portfolio
  • [32:59] Should I stop the automatic reinvestment of dividends?

BRING IT ON

  • [36:00] A tip to rebalance your emotions in stressful situations

TODAY’S SMART SPRINT SEGMENT

  • [37:50] Reexamine your intent when making decisions

Resources Mentioned In This Episode

Brian Cain

BOOK - Call Sign Chaos by Jim Mattis

Jeremy Siegel

BOOK - Stocks for the Long Run by Jeremy Siegel

Rock Retirement Club

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement  by Roger Whitney

Roger’s Retirement Learning Center

Direct download: RAM493.mp3
Category:general -- posted at: 2:00am CDT

This podcast was created for you–not me. I’m here to help you think differently about retirement and find a concept or tool that will help you take action to rock retirement. 

I do this by answering your questions and bringing you content that will open your mind and spur you to get started. If you have a question you would like me to answer, head on over to RogerWhitney.com/AskRoger to leave an audio or written question.

Investing in retirement shouldn’t be that complex. The simpler you can keep it the less confusion you’ll have. One listener wonders how she can keep her investments simple in retirement. Find out how to take the complexity out of investing in retirement by listening to this episode. 

Afterward, you can take action by considering how to simplify your own investments and make them retirement ready.

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

PRACTICAL PLANNING SEGMENT

  • [1:20] What other listeners say

LISTENER QUESTIONS

  • [5:42] What is the difference between a financial advisor and a wealth planner?
  • [12:48] The KISS concept for investing
  • [19:35] On using direct debt lending organizations
  • [25:00] The difference between bank CDs and brokered CDs
  • [30:18] How to make your retirement plan resilient

BRING IT ON

  • [39:21] On starting your own business in retirement
  • [45:55] Steps to take to get started

TODAY’S SMART SPRINT SEGMENT

  • [47:37] Take action on something

Resources Mentioned In This Episode

FINRA.org

Rock Retirement Club

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement  by Roger Whitney

Roger’s Retirement Learning Center

Direct download: RAM492.mp3
Category:general -- posted at: 2:00am CDT

The oldest person is 120 years old, but they probably didn’t have a plan to live that long. Many people don’t have a plan for the decades between 60 and 120. Do you?

In this episode of the Retirement Answer Man show, you’ll hear from the CEO of a venture capital firm that funds companies that help people age well, you’ll also hear the answers to several listener questions–including one correction from an incorrect answer last week, and lastly, you’ll hear about developing a learning mindset from Mark Ross in the Bring It On segment. 

Can you guess which question I answered incorrectly last week? Listen in to find out and to hear it answered correctly.

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

AN INTERVIEW WITH ABBY MILLER LEVY

  • [2:30] What it was like to start a firm in the midst of the pandemic
  • [6:35] Examples of their investments
  • [13:24] How to plan for decades 6-12
  • [21:52] Integrating AI in a human way

LISTENER QUESTIONS

  • [25:36] I missed last week’s question - so here’s take two
  • [32:47] How Mike is finding purpose in retirement
  • [33:56] On self-funding long-term care by earmarking accounts

BRING IT ON WITH MARK ROSS

  • [40:06] On adopting a learning mindset in retirement
  • [41:18] What you can do today to develop a learning mindset

TODAY’S SMART SPRINT SEGMENT

  • [49:15] Stress test your plan against a long-term care event

Resources Mentioned In This Episode

BOOK - This Chair Rocks by Ashton Applewhite

Primetime Partners

Rock Retirement Club

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement  by Roger Whitney

Roger’s Retirement Learning Center

Direct download: RAM491.mp3
Category:general -- posted at: 2:00am CDT

“If you are looking for someone to believe in, believe in yourself. The only authentic authority is your own original nature.” Vernon Howard

Are you ready to start believing in yourself enough to rock retirement? If you have been following this show, hopefully, you are doing the work so that you can build the confidence to lean in and really rock retirement. 

On this episode, we have a guest that may help guide and empower you to do the work that you need to do to rock retirement. You’ll also hear about what I've been reading, Answers to listener questions, and how to use your toolkit to fit disease from Bobby Dubois in our Bring It On segment. Press play to feel empowered 

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

WHAT I’M READING

  • [1:38] What I’ve been reading lately

PRACTICAL PLANNING SEGMENT WITH VERONICA McCAIN

  • [9:12] Who is Veronica McCain?
  • [15:07] What people are lacking in retirement
  • [21:44] Why she wrote a workbook

LISTENER QUESTIONS

  • [25:07] How does the 5-year rule work for Roth conversions?
  • [29:43] Michael’s book suggestion
  • [31:40] Focusing on the no-go years
  • [36:27] A story on your legacy

BRING IT ON WITH DR. BOBBY DUBOIS

  • [39:25] Our tool kit can help fight heart disease
  • [43:10] Understanding the risk factors of heart disease
  • [57:33] How sleep affects heart disease
  • [59:40] Mind-body work can also improve your risks

TODAY’S SMART SPRINT SEGMENT

  • [1:05:57] Pull one thing a day to declutter

Resources Mentioned In This Episode

SavvyRetirementCoach.com

BOOK - My Retirement My Way by Veronica McCain

BOOK - Total Recall by Arnold Schwarzenegger

BOOK - Limitless Mind by Jo Boaler

BOOK - The Alter Ego Effect by Todd Herman

BOOK - The 12 Week Year by Brian Moran

BOOK - You Learn by Living by Eleanor Roosevelt

BOOK - Metabolical by Robert Lustig

Rock Retirement Club

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement  by Roger Whitney

Roger’s Retirement Learning Center

Direct download: RAM490.mp3
Category:general -- posted at: 8:47pm CDT

It’s time to wrap up the eight retirement pillars with the final two non-financial pillars: passion and relationships. 

In this episode, you’ll learn why happy people always have projects and what you can do to get started building your own passion projects. You’ll also learn why it is so important to develop intentional relationships. Discover these final two non-financial pillars for a rocking retirement.

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

PRACTICAL PLANNING SEGMENT

  • [3:15] Projects with purpose
  • [5:43] Obstacles to creating passion projects
  • [8:50] How to build a plan to develop your own passion
  • [10:32] Relationships are an integral part of rocking retirement

LISTENER QUESTIONS

  • [17:50] A spousal IRA question
  • [19:17] Rolling over a 401K to an IRA
  • [28:44] A note on my wording
  • [29:28] Feedback from people on going two to one

TODAY’S SMART SPRINT SEGMENT

  • [36:27] Go out and take action on something that interests you

Resources Mentioned In This Episode

Rock Retirement Club

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement  by Roger Whitney

Roger’s Retirement Learning Center

Direct download: RAM489.mp3
Category:general -- posted at: 7:11am CDT

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