The Roth Opportunity

If you’ve been wondering how Roth IRAs work in retirement you’ve come to the right place. All this month we’ll be exploring Roth IRAs–how they work, the 5-year rule, and the differences between Roth conversions and contributions and Roth IRAs and Roth 401Ks. 

My goal with this series is to level the playing field so that you can understand the opportunities that Roths provide. On this episode, you’ll learn how you can use a Roth to enhance your retirement. If you are ready to start optimizing your retirement press play.

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

BOOKS I READ LAST MONTH

• [2:10] What I’ve been reading and how I read

PRACTICAL PLANNING SEGMENT

• [12:35] Roth accounts in retirement
• [16:16] What Roths are
• [20:56] Roth planning opportunities

LISTENER QUESTIONS

• [32:45] A tip for using the detailed calculator on SSA.gov
• [33:52] How to search for a financial advisor
• [37:17] On consolidating your IRAs
• [42:26] Can Kelly roll over her 401K to a Roth IRA or is there a better option?

BRING IT ON WITH DR. BOBBY DUBOIS

• [50:12] How to implement the tools Dr. Dubois gives us
• [52:32] Assessing your energy levels
• [59:22] How to start improving your energy
• [1:04:39] How to improve the mind-body connection
• [1:12:46] How to experiment on yourself

TODAY’S SMART SPRINT SEGMENT

• [1:14:10] Update your net worth statement and your cash flow statement so you can plan the rest of the year

Resources Mentioned In This Episode

Episode 487 - The 8 Pillars Of Rocking Retirement: Financial - Resilience And Optimization

The Detailed calculator on SSA.gov not My SSA.gov

Catching Up to FI Podcast

BOOK - Call Sign Chaos by Jim Mattis

BOOK - Fooled by Randomness by Nassim Nicholas Taleb

BOOK - The Alter Ego Effect by Todd Herman

Obsidian note taking app

Rock Retirement Club

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement  by Roger Whitney

Roger’s Retirement Learning Center