#499 - Should I Do a Roth Conversion?

Do you think the Roth conversion question is an essential part of retirement planning? If you do, you haven’t been paying attention to my podcasts!

In this episode of the Retirement Answer Man show, we’ll work through how you can build a framework for deciding whether you should do Roth conversions. If you listened to the Roth conversion series you can’t miss this episode. 

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

PRACTICAL PLANNING SEGMENT

• [2:30] Books I read last month
• [5:12] Framework for building a Roth conversion
• [15:42] Considerations for making a Roth conversions
• [22:07] How to decide

LISTENER QUESTIONS

• [27:21] Jeffrey appreciated the how of Roth conversions
• [28:05] A comment on the pro rata rule
• [29:15] On funding the years between retirement and pension
• [35:06] On HSA funding strategies in the final year of work

BRING IT ON

• [38:41] On shifting your mindset
• [42:00] What thread are you carrying on?

TODAY’S SMART SPRINT SEGMENT

• [42:35] Schedule a time to go through an OODA loop to decide on your Roth opportunity

Resources Mentioned In This Episode

BOOK - Seveneves by Neal Stephenson

BOOK - Cryptonomicon by Neal Stephenson 

BOOK - Reamde by Neal Stephenson

BOOK - All Quiet on the Western Front by Eric Maria Remarque

BOOK - Dead Fall by Brad Thor

Episode 495 - The Rules for Roth Contributions

Rock Retirement Club

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement  by Roger Whitney

Roger’s Retirement Learning Center