Thu, 25 June 2015
Do you remember your high school sweetheart? I remember.....all of them. Young "love" is exciting how often does it turn into true love, that lasts into retirement? I found my true love, Shauna, in college. This year, we'll celebrate our 25th anniversary. When did you meet your true love?
In this week's journey to retirement story, we hear from true high school sweethearts, John and Patti.
John and Patti
What Does Retirement mean to you?
What are you most excited about?
What are you most worried about?
John: Do I have enough money. Am I going to run out of money. That kind of thing. I have a lot of things I’m planning on doing. Am I going to be able to do them? Is my health going to be okay?
Patti: The worry for me would be managing the money properly so we have enough. We always worry about the health care costs. I think that will be a major cost that’s hard to predict.
How do you think your doing?
Based on the calculators we’ve run, I guess, we’re not panicking. We’re doing the best we can. If it means working longer that’s what we’ll do. If it means retiring earlier, that’s what we’ll do.
Do You Use a Financial Planner?
What is the worst financial decision you’ve ever made?
John: Before we got married…I read a book on penny stocks and I proved that book wrong.
What are some of the things you have to deal with personally when your managing your finances?
John: I think the biggest thing is…it’s (financial planning) not exciting. You can see it’s important but it’s not urgent so it doesn’t get the attention it desereves.
Patti: The budget part. John wants to stick to it more than I do. He wants it all documented whereas I know more of what I spent and what I didn’t.
What is the one resource that has had the most impact on your lives?
Patti: My parents. I think being brought up in a modest home and working at a young age…has made me into a conscientious spending adult.
How do you want to be remembered?
Patti: I’d like to be remembered for helping others and being a core part of the family.
John: For the positive experiences we’ve had together.
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